"Don't be lazy to read the terms and conditions because we indirectly agree to provide our data voluntarily," said Sulistyo who is also the Director of National Cyber and Crypto Security Strategy at the National Cyber and Crypto Agency (BSSN).
BNI AVP Information Security Bobby Pratama also mentioned the importance of official devices and software. BNI applies a rule that services such as m-banking cannot run on jailbroken mobile devices.
This is because cell phones that have been tampered with from the manufacturer's version will be vulnerable to cyberattacks, such as malware infections and personal data theft.
Therefore, he suggested that it is better for customers to install from official sources such as the Google Play Store or the App Store.
As a banking industry that has been heavily targeted by cyberattacks, BNI realizes that the security of its information system is very important. Therefore, Boby said, in general, BNI has implemented three pillars to prevent cybercrime, namely people, process, and technology.
BNI said Bobby, routinely conducts training in the scope of employees, conducting simulations of handling and monitoring threats, digital forensics, network, and application security to information security exams.
BNI, added AVP Information Security at the state-owned bank, is committed to implementing internal protection for both companies and customers.
Also Read: The Importance of Securing Your Banking Data as Cyber Crime Increases in Indonesia
For example, with regard to the SMS banking service, what the company does is analyzes the forms of crime that might arise, then simulates and handles threats to the service. Especially going forward, the current banking trend is toward digitalization. Evidenced by the declining trend of SMS banking and increasing m-banking and Internet banking.
At the start of the Covid-19 pandemic, it forced Indonesians to enter the digital realm more quickly, starting from changes in shopping lifestyles to the payment system.
"This certainly has a risk impact on the public, customers in general, and the banking world as well. Because BNI is state-owned, we are trying to protect BNI as a state asset, including protecting the people who are our customers," he said.
Meanwhile, the Chairman of the DKI Jakarta APJII Regional Management, Tedi Supardi Muslih, alluded to internet governance in Indonesia. One of the important points being pushed is for Indonesia to soon have its own internet protocol.
Also Read: Indonesian National Police Plans to Develop Regional Police Structure to Face Cyber Crime
According to him, by having its own internet protocol, Indonesia will not be under the influence of other countries. In addition, Indonesia can improve its cyber security and prevent cyberattacks from hackers, especially those sponsored by a country.
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