JAKARTADAILY.ID – Behind the technological developments that bring convenience to the community, there are many irresponsible people who use them to commit crimes, including social engineering.
Social engineering, is a manipulation technique that utilizes human error to gain access to personal information or valuable data.
Indonesian Financial Services Authority (OJK) release 4 model of the current hot social engineering modes so you can avoid it.
1.Changes in bank transfer rates
Scammers pose as bank employees and send victims information about changes in transfer rates. Scammers ask victims to fill out a linked form asking for personal information such as PIN, OTP, and password.
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2.Offer to be a priority customer
Scammers offer promotional upgrades to become preferred customers through various promotional lures. Scammers will ask victims to provide personal details such as ATM card number, PIN, OTP, CVV/CVC number and password.
3.Fake customer service account
Fake social media accounts in the name of the bank. Accounts usually arise when customers complain about banking services. Offenders help resolve complaints by forwarding them to offenders' fake websites or by asking customers to provide their personal information.
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4.Offer to Become a Laku Pandai Agent
Fraudsters offer the services of being a bank savvy agent without complicated requirements. The scammer will ask the victim to transfer some money to get the EDC machine
Don't forget that bank staff will not ask you for your password, PIN, MPIN, OTP or personal information.
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